/* OCTO colors and typography from the supplied Brand System 4.1. */
@font-face {
  font-family:"Sora";
  src:url('assets/sora-700.ttf') format('truetype');
  font-weight:700;
  font-style:normal;
  font-display:swap;
}
@font-face {
  font-family:"Sora";
  src:url('assets/sora-800.ttf') format('truetype');
  font-weight:800;
  font-style:normal;
  font-display:swap;
}
@font-face {
  font-family:"Noto Sans";
  src:url('assets/noto-sans-400.ttf') format('truetype');
  font-weight:400;
  font-style:normal;
  font-display:swap;
}
@font-face {
  font-family:"Noto Sans";
  src:url('assets/noto-sans-700.ttf') format('truetype');
  font-weight:700;
  font-style:normal;
  font-display:swap;
}

:root {
  --font-heading:"Sora",Arial,sans-serif;
  --font-body:"Noto Sans",Arial,sans-serif;
  --octo-yellow:#F9C21D;
  --octo-muted:#52617A;
  --octo-border:#D6DCEA;
  --navy:#0A1740;
  --blue:#014BD0;
  --sky:#EEF1F8;
  --study-mint:#C0E4DE;
  --light:#EEF1F8;
  --cream:#F7F9FC;
  --gutter:28px;
  --radius:30px;
  --hero-cleanup-duration:320ms;
  --max:1440px
}

* {
  box-sizing:border-box
}

html {
  scroll-behavior:smooth;
  scroll-padding-top:100px
}

body {
  margin:0;
  color:var(--navy);
  background:#fff;
  font-family:var(--font-body);
  font-size:14px;
  line-height:1.5
}

h1,h2,h3,p {
  margin:0
}

h1,h2 {
  font-weight:700;
  letter-spacing:-1.6px
}

img,svg {
  display:block;
  max-width:100%
}

button,input {
  font:inherit
}

button,a {
  -webkit-tap-highlight-color:transparent
}

a {
  color:inherit;
  text-decoration:none
}

button {
  cursor:pointer
}

button:disabled {
  cursor:default
}

a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,[tabindex]:focus-visible {
  outline:3px solid #014BD0;
  outline-offset:5px
}

::selection {
  background:#EEF1F8;
  color:var(--navy)
}

.sr-only {
  position:absolute;
  width:1px;
  height:1px;
  padding:0;
  margin:-1px;
  overflow:hidden;
  clip-path:inset(50%);
  white-space:nowrap;
  border:0
}

.skip-link {
  position:fixed;
  top:8px;
  left:15px;
  z-index:100;
  transform:translateY(-150%);
  padding:12px 20px;
  background:var(--navy);
  color:white;
  border-radius:10px
}

.skip-link:focus {
  transform:translateY(0)
}

.site-header {
  --glass-slide:460ms;
  --glass-ease:cubic-bezier(.22,.75,.18,1.04);
  position:sticky;
  top:12px;
  z-index:30;
  width:90%;
  max-width:1440px;
  min-height:83px;
  margin:10px auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:17.5px 20px;
  background:linear-gradient(135deg,rgb(255 255 255 / .74),rgb(238 245 255 / .48));
  border:1px solid rgb(255 255 255 / .72);
  border-radius:44px;
  box-shadow:inset 0 1px 0 #fff,inset 0 -1px 0 rgb(255 255 255 / .36),0 8px 30px rgb(10 23 64 / .09);
  backdrop-filter:blur(18px) saturate(1.35);
  -webkit-backdrop-filter:blur(18px) saturate(1.35)
}

.wordmark {
  display:inline-flex;
  align-items:center;
  gap:7px
}

.wordmark span {
  font-size:38px;
  letter-spacing:-2.3px;
  font-weight:700;
  line-height:1
}

.button {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border:0;
  min-height:48px;
  padding:14px 28px;
  border-radius:70px;
  background:var(--blue);
  color:#fff;
  font-weight:700;
  font-size:14px;
  line-height:20px;
  box-shadow:0 7px 0 rgb(1 75 208 / .14);
  transition:background .2s,box-shadow .2s,transform .2s;
  text-align:center;
  white-space:nowrap
}

.button:hover {
  background:#003CAB;
  box-shadow:0 3px 0 rgb(1 75 208 / .14);
  transform:translateY(2px)
}

.button:active {
  box-shadow:none;
  transform:translateY(5px)
}

.button-white {
  background:white;
  color:var(--navy)
}

.button-white:hover {
  background:#EEF1F8
}

.nav-button {
  min-width:120px
}

.header-actions {
  display:flex;
  align-items:center;
  flex-shrink:0;
  gap:8px
}

.language-control { display:flex; }
.language-control select,.mobile-language-control select {
  min-height:44px;
  border:1px solid var(--octo-border);
  border-radius:22px;
  background:rgb(255 255 255 / .72);
  color:var(--blue);
  font:700 13px var(--font-body);
  cursor:pointer;
  padding:0 8px;
}
.language-control select { width:60px; }
.mobile-language-control { display:none; }

.section-nav {
  position:relative;
  display:flex;
  align-items:center;
  justify-content:center;
  flex:0 1 auto;
  gap:0;
  padding:4px 6px;
  border-radius:999px;
  background:linear-gradient(180deg,#1263E9 0%,var(--blue) 60%,#0041B7 100%);
  box-shadow:inset 0 1px 0 rgb(255 255 255 / .35),0 4px 12px rgb(1 75 208 / .16)
}

.section-nav a {
  position:relative;
  z-index:2;
  display:flex;
  align-items:center;
  min-height:46px;
  padding:10px 12px;
  border-radius:999px;
  color:#fff;
  font-size:15px;
  font-weight:700;
  white-space:nowrap;
  text-shadow:0 1px 2px rgb(10 23 64 / .2)
}

.section-nav a:focus-visible {
  outline:2px solid var(--octo-yellow);
  outline-offset:2px
}

.nav-lens {
  position:absolute;
  z-index:1;
  top:0;
  left:0;
  width:128px;
  height:70px;
  border-radius:35px;
  transform-origin:0 50%;
  pointer-events:none;
  will-change:transform;
  transition:transform var(--glass-slide) var(--glass-ease)
}

.nav-lens.is-positioning { transition:none; }
.nav-lens.is-visible .nav-lens-optics { opacity:1; }

.nav-lens-optics {
  position:absolute;
  inset:0;
  opacity:0;
  transition:opacity .14s ease-out;
  border-radius:inherit;
  border:1px solid rgb(255 255 255 / .5);
  background:linear-gradient(135deg,rgb(255 255 255 / .14),rgb(255 255 255 / .02) 45%,rgb(170 219 255 / .13));
  box-shadow:inset 1px 2px 2px rgb(255 255 255 / .72),inset -1px -2px 2px rgb(255 255 255 / .4),inset 0 0 10px rgb(255 255 255 / .12),0 5px 12px rgb(10 23 64 / .18);
  backdrop-filter:blur(1px) saturate(1.12);
  -webkit-backdrop-filter:blur(1px) saturate(1.12)
}

.nav-has-refraction .nav-lens-optics {
  backdrop-filter:url(#octo-nav-refraction) blur(.6px) saturate(1.12)
}

.glass-filter-defs {
  position:absolute;
  width:0;
  height:0;
  overflow:hidden;
  pointer-events:none
}

.site-header .nav-button {
  box-shadow:inset 0 1px 1px rgb(255 255 255 / .36),0 3px 8px rgb(1 75 208 / .2)
}

.nav-toggle {
  display:none;
  flex:0 0 44px;
  width:44px;
  height:44px;
  align-items:center;
  justify-content:center;
  flex-direction:column;
  gap:5px;
  border:1px solid var(--octo-border);
  border-radius:50%;
  background:rgb(255 255 255 / .65);
  color:var(--blue)
}

.nav-toggle span {
  display:block;
  width:18px;
  height:2px;
  border-radius:2px;
  background:currentColor
}

.nav-toggle[aria-expanded="true"] span:first-child {
  transform:translateY(7px) rotate(45deg)
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity:0
}

.nav-toggle[aria-expanded="true"] span:last-child {
  transform:translateY(-7px) rotate(-45deg)
}

.nav-login {
  background:transparent;
  color:var(--blue);
  border:1px solid var(--octo-border);
  box-shadow:none
}

.nav-login:hover,.nav-login:active {
  background:#EAF0FF;
  box-shadow:none
}

.section-wrap {
  padding:0 var(--gutter) var(--gutter)
}

.panel {
  max-width:var(--max);
  margin-inline:auto;
  border-radius:var(--radius);
  overflow:hidden
}

.hero {
  height:auto
}

.hero .hero-panel {
  height:auto;
  background:transparent;
  position:relative;
  padding:0;
  border-radius:0
}

.hero .hero-copy {
  position:relative;
  top:auto;
  left:auto;
  z-index:3;
  max-width:none;
  margin-bottom:24px;
  text-align:left;
  padding:0
}

.trust-pill {
  height:44px;
  display:flex;
  align-items:center;
  gap:10px;
  background:#D6E4FF;
  border-radius:50px;
  padding:8px 20px 8px 8px;
  font-size:13px;
  letter-spacing:-.3px
}

.avatars {
  display:flex;
  padding-right:2px
}

.avatars img {
  width:28px;
  height:28px;
  border-radius:50%;
  border:2px solid #FFFFFF
}

.avatars img+img {
  margin-left:-9px
}

.hero .hero-copy h1 {
  font-size:clamp(30px,3.3vw,48px);
  line-height:1.05;
  margin:0;
  max-width:none;
  letter-spacing:-.04em
}

.hero-layout {
  --hero-content-inset:40px;
  position:relative;
  display:grid;
  grid-template-columns:minmax(0,1fr);
  grid-template-areas:"scene";
  align-items:stretch;
  gap:0;
  margin:0;
  padding:0
}

.hero-overlay {
  grid-area:scene;
  align-self:center;
  justify-self:start;
  z-index:2;
  width:min(390px,36%);
  margin:40px var(--hero-content-inset)
}

.waitlist-panel {
  position:relative;
  left:-8px;
  padding:28px;
  border:1px solid var(--octo-border);
  border-radius:24px;
  background:#fff;
  color:var(--navy);
  box-shadow:0 12px 40px #0A174018
}

.waitlist-panel [hidden] {
  display:none!important
}

.waitlist-step-count {
  margin-top:0;
  font-size:12px;
  font-weight:700;
  color:var(--octo-muted)
}

.waitlist-progress {
  appearance:none;
  display:block;
  width:100%;
  height:5px;
  margin:8px 0 18px;
  border:0;
  border-radius:8px;
  overflow:hidden;
  background:var(--sky);
  color:var(--blue)
}

.waitlist-progress::-webkit-progress-bar { background:var(--sky); }
.waitlist-progress::-webkit-progress-value { background:var(--blue); }
.waitlist-progress::-moz-progress-bar { background:var(--blue); }

.waitlist-panel h2 {
  font-size:clamp(24px,2.2vw,28px);
  line-height:1.2;
  letter-spacing:-.035em
}

.waitlist-title {
  margin-bottom:18px;
  color:var(--blue)
}

#waitlist-question {
  font-size:22px;
  line-height:1.3;
  letter-spacing:-.025em
}

#waitlist-question:focus { outline:none; }

.waitlist-form {
  display:flex;
  flex-direction:column;
  margin-top:24px;
  gap:10px
}

.waitlist-form label {
  font-size:13px;
  font-weight:700
}

.waitlist-step>label {
  display:block;
  margin-bottom:8px
}

.waitlist-form input,.waitlist-form select,.waitlist-panel input {
  font:inherit;
  width:100%;
  min-width:0;
  min-height:52px;
  border:1px solid var(--octo-border);
  border-radius:14px;
  padding:14px 16px;
  background:var(--cream);
  color:var(--navy);
  font-size:16px
}

.waitlist-form input::placeholder,.waitlist-panel input::placeholder {
  color:var(--octo-muted)
}

.waitlist-form [aria-invalid="true"],.waitlist-panel [aria-invalid="true"] {
  border-color:#B42318
}

.waitlist-help,.waitlist-complete p {
  color:var(--octo-muted);
  font-size:15px;
  line-height:1.6
}

.waitlist-consent {
  display:grid;
  gap:12px;
  margin-top:20px
}

.waitlist-consent .consent-option {
  display:flex;
  align-items:center;
  gap:12px;
  padding:16px;
  border:1px solid var(--octo-border);
  border-radius:14px;
  font-size:14px;
  cursor:pointer
}

.consent-option:has(input:checked) {
  border-color:var(--blue);
  background:#EAF0FF
}

.consent-option input {
  flex:0 0 18px;
  width:18px;
  height:18px;
  min-height:0;
  padding:0;
  accent-color:var(--blue)
}

.waitlist-actions {
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:16px;
  margin-top:20px
}

.waitlist-back {
  min-height:44px;
  padding:10px 16px;
  border:1px solid var(--octo-border);
  border-radius:24px;
  background:white;
  color:var(--navy);
  font-weight:700
}

.waitlist-next {
  margin-left:auto
}

.waitlist-complete {
  margin-top:20px
}

.waitlist-done {
  margin-top:24px
}

.waitlist-message {
  margin-top:8px;
  font-size:13px;
  line-height:1.5;
  color:#B42318
}

.waitlist-message:empty {
  display:none
}

.hero-scene {
  grid-area:scene;
  position:relative;
  aspect-ratio:40/21;
  overflow:hidden;
  border-radius:24px;
  pointer-events:none
}

.hero-video {
  position:absolute;
  inset:0;
  display:block;
  width:100%;
  height:100%;
  /* Trim about 7% from the top while keeping the bottom of the scene. */
  aspect-ratio:40/21;
  object-fit:cover;
  object-position:center bottom;
  opacity:0;
  transition:opacity var(--hero-cleanup-duration) ease-out
}

.hero-video.is-active {
  z-index:2;
  opacity:1
}

/* Keep the previous scene opaque beneath the incoming video during a fade. */
.hero-video.is-outgoing {
  z-index:1;
  opacity:1
}

.hero-speech {
  position:absolute;
  grid-area:scene;
  z-index:3;
  top:10%;
  /* Keep the tail beside OCTO when the completed message becomes shorter. */
  left:calc(97% - min(24%,300px));
  width:24%;
  max-width:300px;
  margin:0;
  padding:18px 22px;
  border:1px solid var(--octo-border);
  border-radius:24px;
  background:#fff;
  color:var(--blue);
  box-shadow:0 8px 28px #0A174018;
  font-family:var(--font-heading);
  font-size:clamp(13px,1.5vw,20px);
  font-weight:700;
  line-height:1.4;
  pointer-events:none
}

.hero-speech[data-i18n="hero.thanks"] {
  width:fit-content;
  max-width:calc(100% - 36px)
}

.hero-speech::after {
  content:"";
  position:absolute;
  left:-10px;
  bottom:22px;
  width:18px;
  height:18px;
  background:#fff;
  border-left:1px solid var(--octo-border);
  border-bottom:1px solid var(--octo-border);
  transform:rotate(45deg)
}

.hero-boat {
  position:absolute;
  width:350px;
  left:7%;
  bottom:10px;
  z-index:2;
  animation:boat-bob 6s ease-in-out infinite
}

.hero-buoy {
  position:absolute;
  width:105px;
  right:14%;
  bottom:35px;
  z-index:2;
  animation:buoy-bob 5s ease-in-out infinite
}

.ocean {
  position:absolute;
  bottom:0;
  width:100%;
  height:30%;
  max-width:none
}

.cloud {
  display:block;
  position:absolute;
  width:90px;
  height:34px;
  background:linear-gradient(#fff,#EEF1F8);
  border-radius:50%;
  filter:drop-shadow(0 5px 3px #0A174008);
  z-index:1
}

.cloud:before,.cloud:after {
  content:'';
  position:absolute;
  background:inherit;
  border-radius:50%
}

.cloud:before {
  width:42%;
  height:140%;
  left:20%;
  top:-45%
}

.cloud:after {
  width:44%;
  height:110%;
  right:9%;
  top:-25%
}

.hero-cloud-one {
  top:21%;
  left:-35px;
  transform:scale(1.25)
}

.hero-cloud-two {
  top:39%;
  right:3%;
  transform:scale(.9)
}

.hero-cloud-three {
  top:6%;
  left:47%;
  transform:scale(.55)
}

.bird {
  position:absolute;
  display:block;
  color:#F9C21D;
  font-size:54px;
  font-weight:700;
  transform:rotate(-15deg)
}

.bird-one {
  right:26%;
  top:4%
}

.bird-two {
  right:17%;
  top:17%;
  font-size:38px
}

.savings-panel {
  background:var(--cream);
  padding:56px 24px;
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:35px
}

.savings-panel h2 {
  font-size:52.5px;
  line-height:1.1;
  text-align:center;
  letter-spacing:-1.8px
}

.savings-panel h2 span {
  color:var(--blue)
}

.savings-panel h2 .heading-intro { color:inherit; }

.press-logos {
  display:flex;
  justify-content:center;
  align-items:center;
  gap:48px;
  min-height:24px;
  color:#014BD0
}

.press-tc {
  font-size:29px;
  font-weight:700;
  letter-spacing:-4px;
  line-height:1
}

.press-insider {
  font-size:10px;
  line-height:1.15;
  letter-spacing:2.4px;
  text-align:center;
  font-weight:700
}

.press-forbes {
  font:bold 29px Georgia,serif;
  letter-spacing:-1.7px;
  line-height:1
}

.press-inc {
  font:bold 30px Georgia,serif;
  letter-spacing:-2px;
  line-height:1
}

.steps-grid {
  max-width:var(--max);
  margin-inline:auto;
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:28px
}

.step-card {
  position:relative;
  display:flex;
  align-items:flex-end;
  justify-content:center;
  aspect-ratio:1;
  border-radius:var(--radius);
  overflow:hidden;
  text-align:center;
  padding:0 12px 32px;
  background:var(--navy);
  color:#fff
}

.step-card h2 {
  font-size:31.5px;
  letter-spacing:-1px;
  line-height:1.2;
  position:relative;
  z-index:2
}

.step-card>img {
  position:absolute;
  inset:auto 0 0;
  width:100%;
  height:100%;
  object-fit:contain
}

.step-link {
  background:#014BD0
}

.study-space-video,.step-tile-video,.advice-video,.protection-video,.help-video,.faq-video {
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  pointer-events:none
}

.step-video {
  background:var(--study-mint)
}

.step-video::after {
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(0deg,#0A1740B8,transparent 65%);
  pointer-events:none
}

.credit-feature::after {
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,#0A1740B8,#0A174061 50%,transparent 80%);
  pointer-events:none
}

.step-save {
  background:var(--sky);
  color:var(--navy)
}

.feature {
  --feature-height:640px;
  position:relative;
  height:var(--feature-height);
  background:var(--light);
  display:flex;
  align-items:center;
  padding:56px 140px
}

.feature-copy {
  position:relative;
  z-index:2;
  width:440px;
  max-width:100%
}

.credit-feature {
  background:#1B6685;
  color:#fff
}

.feature-copy h2 {
  font-size:49px;
  line-height:1.2;
  letter-spacing:-1.7px
}

.feature-copy p {
  font-size:18px;
  line-height:1.8;
  margin-top:22px;
  font-weight:400
}

.feature-copy .button {
  margin-top:48px
}

.feature-art {
  position:absolute;
  height:87%;
  max-width:52%;
  width:600px;
  object-fit:contain;
  bottom:0;
  right:-20px;
  object-position:bottom right
}

.advice-feature {
  justify-content:flex-end;
  background:#1B6685;
  color:#fff
}

.feature.advice-feature {
  height:auto;
  min-height:var(--feature-height);
  padding-bottom:clamp(30px,4vw,56px)
}

.advice-feature::after {
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(270deg,#0A1740B8,#0A174061 50%,transparent 80%);
  pointer-events:none
}

.advice-art {
  right:auto;
  left:0;
  max-width:48%;
  width:580px;
  height:87%;
  object-position:bottom left
}

.protection-grid {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
  max-width:var(--max);
  margin-inline:auto
}

.protection-grid>.panel {
  width:100%;
  height:640px
}

.protection-copy {
  background:var(--blue);
  color:white;
  display:flex;
  align-items:center;
  padding:70px 56px
}

.protection-copy .feature-copy {
  width:400px
}

.protection-copy h2 {
  max-width:400px
}

.protection-art {
  position:relative;
  background:var(--navy);
  display:flex;
  align-items:flex-end;
  justify-content:center
}

.protection-art img {
  width:100%;
  height:100%;
  object-fit:contain;
  object-position:bottom
}

.protection-video {
  object-position:25% center
}

.help-actions {
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin-top:36px
}

.help-copy .help-actions .button {
  margin-top:0
}

.help-art {
  background:var(--study-mint)
}

@media(max-width:767px) {
  .help-actions .button { width:100%; padding-inline:16px; }
}

.faq-wrap {
  padding-top:220px
}

.faq-panel {
  position:relative;
  background:linear-gradient(165deg,#F7F9FC 0%,#EEF1F8 45%,#EAF0FF 100%);
  padding:90px 28px 96px;
  min-height:1080px;
  display:flex;
  align-items:center;
  flex-direction:column;
  text-align:center;
  border-radius:30px 30px 50px 50px
}

.eyebrow {
  position:relative;
  z-index:2;
  background:#D6E4FF;
  color:#014BD0;
  border-radius:20px;
  padding:9px 21px;
  font-size:14px;
  margin-bottom:30px
}

.faq-panel>h2 {
  position:relative;
  z-index:2;
  font-size:49px;
  line-height:1.2;
  letter-spacing:-1.6px
}

.faq-list {
  width:100%;
  max-width:760px;
  margin-top:40px;
  text-align:left;
  position:relative;
  z-index:2;
  display:grid;
  gap:18px
}

.faq-list details {
  background:#fff;
  border-radius:26px;
  box-shadow:0 3px 0 rgba(10,23,64,.06);
  overflow:hidden
}

.faq-list summary {
  padding:30px;
  min-height:96px;
  list-style:none;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:24px;
  font-size:18px;
  font-weight:700;
  cursor:pointer;
  line-height:1.4
}

.faq-list summary::-webkit-details-marker {
  display:none
}

.faq-list summary:focus-visible {
  outline-offset:-4px;
  border-radius:inherit
}

.faq-list .chevron {
  flex:0 0 28px;
  width:28px;
  height:28px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:var(--blue);
  transition:background-color .2s
}

.faq-list .chevron::before {
  content:"";
  width:8px;
  height:8px;
  border-right:1.5px solid #fff;
  border-bottom:1.5px solid #fff;
  transform:translateY(-2px) rotate(45deg);
  transition:transform .2s
}

.faq-list summary:hover .chevron,
.faq-list summary:focus-visible .chevron {
  background:var(--navy)
}

.faq-list details[open] .chevron::before {
  transform:translateY(2px) rotate(225deg)
}

.faq-answer {
  padding:0 30px 30px;
  color:#52617A;
  font-size:16px;
  line-height:1.7
}

.faq-answer p+p {
  margin-top:15px
}

.faq-cloud-one {
  left:3%;
  top:11%
}

.faq-cloud-two {
  right:4%;
  top:49%;
  transform:scale(1.05)
}

.faq-cloud-three {
  left:12%;
  bottom:15%;
  transform:scale(1.15)
}

.site-footer {
  padding-top:24px;
  padding-bottom:0
}

.footer-inner {
  max-width:var(--max);
  width:100%;
  margin:auto;
  padding:32px 56px 0
}

.footer-main {
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:56px
}

.footer-brand {
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:24px
}

.social-links {
  display:flex;
  align-items:flex-start;
  flex-shrink:0;
  gap:10px
}

.social-links a,.social-links .social-unavailable {
  width:44px;
  height:44px;
  display:grid;
  place-items:center;
  border-radius:50%;
  color:var(--blue);
  background:#EAF0FF;
  border:1px solid rgb(1 75 208 / .14);
  transition:color .18s ease,background-color .18s ease,border-color .18s ease
}

.social-links a:hover,.social-links a:focus-visible {
  color:#fff;
  background:var(--blue);
  border-color:var(--blue)
}

.social-links svg {
  width:22px;
  height:22px;
  fill:currentColor
}

.footer-nav {
  display:grid;
  grid-template-columns:minmax(170px,auto) minmax(160px,auto);
  gap:64px;
  padding-top:6px
}

.footer-nav h2 {
  display:flex;
  align-items:center;
  min-height:28px;
  font-size:15px;
  font-weight:700;
  letter-spacing:0;
  line-height:1.4;
  margin-bottom:4px
}

.footer-nav>div {
  display:flex;
  align-items:flex-start;
  flex-direction:column;
  gap:8px
}

.footer-nav a {
  display:inline-flex;
  align-items:center;
  min-height:28px;
  font-size:14px;
  color:#52617A;
  line-height:1.5
}

.footer-nav h2>a {
  font:inherit;
  color:inherit
}

.footer-nav .contact-email {
  display:block;
  max-width:100%;
  overflow-wrap:anywhere
}

.footer-nav a:hover {
  text-decoration:underline;
  text-underline-offset:3px
}

.footer-bottom {
  border-top:1px solid #D6DCEA;
  margin-top:36px;
  padding:24px 0;
  display:flex;
  justify-content:space-between;
  gap:20px;
  color:#52617A;
  font-size:12px
}

.page-dialog {
  border:0;
  border-radius:28px;
  color:var(--navy);
  padding:45px;
  max-width:480px;
  width:calc(100% - 32px);
  box-shadow:0 25px 90px #0A17401f
}

.page-dialog::backdrop {
  background:#0A174080;
  backdrop-filter:blur(5px)
}

.page-dialog h2 {
  font-size:29px;
  line-height:1.2;
  margin-top:22px;
  margin-bottom:16px;
  letter-spacing:-1px
}

.page-dialog p {
  font-size:15px;
  line-height:1.75;
  color:#52617A
}

.page-dialog .button {
  margin-top:28px
}

.dialog-close {
  border:0;
  background:#EEF1F8;
  color:var(--navy);
  width:32px;
  height:32px;
  border-radius:50%;
  position:absolute;
  top:17px;
  right:17px;
  font-size:25px;
  line-height:1
}

.page-dialog[open] {
  animation:dialog-enter .2s ease-out
}

@keyframes boat-bob {
  0%,100% {
    transform:translateY(0) rotate(-1deg)
  }
  50% {
    transform:translateY(-9px) rotate(1deg)
  }
}

@keyframes buoy-bob {
  0%,100% {
    transform:translateY(0) rotate(3deg)
  }
  50% {
    transform:translateY(-6px) rotate(-3deg)
  }
}

@keyframes dialog-enter {
  from {
    opacity:0;
    transform:translateY(8px)
  }
  to {
    opacity:1;
    transform:translateY(0)
  }
}

@media(min-width:1600px) {
  .hero-panel {
    padding-top:100px
  }
  .feature-copy {
    width:460px
  }
  .feature-copy h2 {
    font-size:52px
  }
}

@media(max-width:1439px) and (min-width:992px) {
  .hero h1 {
    font-size:52.5px
  }
  .savings-panel h2 {
    font-size:42px
  }
  .step-card {
    padding-bottom:28px
  }
  .step-card h2 {
    font-size:27px
  }
  .feature {
    --feature-height:500px;
    padding-inline:70px
  }
  .feature-copy {
    width:360px
  }
  .feature-copy h2 {
    font-size:47.6px
  }
  .feature-copy p {
    font-size:16px;
    line-height:1.6
  }
  .protection-grid>.panel {
    height:500px
  }
  .protection-copy {
    padding:56px
  }
  .protection-copy h2 {
    font-size:44px
  }
  .protection-copy .button {
    margin-top:36px
  }
}

@media(max-width:991px) {
  .hero-layout {
    --hero-content-inset:28px;
    grid-template-columns:minmax(0,1fr);
    grid-template-areas:"scene" "signup";
    max-width:680px;
    margin-inline:auto
  }
  .hero-overlay {
    grid-area:signup;
    justify-self:stretch;
    width:auto;
    margin:-24px var(--hero-content-inset) 0
  }
  .hero .hero-copy {
    position:absolute;
    top:28px;
    left:var(--hero-content-inset);
    max-width:45%;
    margin:0
  }
  :root {
    --gutter:21px;
    --radius:24px
  }
  .site-header {
    min-height:76px;
    padding:14px 20px
  }
  .hero h1 {
    font-size:49px;
    letter-spacing:-2px
  }
  .hero-boat {
    width:250px;
    left:2%
  }
  .hero-buoy {
    right:7%;
    width:80px
  }
  .savings-panel h2 {
    font-size:38.5px;
    line-height:1.15
  }
  .steps-grid,.protection-grid {
    gap:21px
  }
  .steps-grid {
    grid-template-columns:repeat(2,minmax(0,1fr))
  }
  .step-card {
    aspect-ratio:1;
    padding-bottom:28px
  }
  .step-card h2 {
    font-size:23px
  }
  .step-card>img {
    height:auto
  }
  .feature {
    --feature-height:540px;
    padding-inline:42px
  }
  .feature-copy {
    width:290px
  }
  .feature-copy h2 {
    font-size:41px
  }
  .feature-copy p {
    font-size:16px;
    line-height:1.6
  }
  .feature-art {
    max-width:50%;
    height:80%
  }
  .feature-copy .button {
    margin-top:32px
  }
  .protection-grid>.panel {
    height:580px
  }
  .protection-copy {
    padding:42px
  }
  .protection-copy h2 {
    font-size:40px
  }
  .faq-wrap {
    padding-top:170px
  }
  .faq-panel {
    padding-inline:28px
  }
  .faq-panel>h2 {
    font-size:44px
  }
  .faq-list {
    max-width:90%
  }
  .footer-inner {
    padding-inline:28px
  }
  .footer-main {
    gap:28px
  }
  .footer-nav {
    gap:32px
  }
}

@media(max-width:767px) {
  .credit-feature::after {
    background:linear-gradient(180deg,#0A1740B8,#0A174099 60%,transparent)
  }
  .site-header {
    padding-inline:10px
  }
  .wordmark span {
    font-size:33px
  }
  .wordmark img {
    width:30px;
    height:30px
  }
  .hero-panel {
    padding-top:56px
  }
  .hero-copy {
    gap:12px
  }
  .hero h1 {
    font-size:42px;
    max-width:430px;
    line-height:1.1;
    margin-top:16px
  }
  .hero-copy>p {
    max-width:380px
  }
  .hero-boat {
    width:230px;
    left:-15px
  }
  .hero-buoy {
    width:70px;
    right:4%;
    bottom:30px
  }
  .hero-cloud-two {
    right:-35px;
    top:53%
  }
  .bird {
    display:none
  }
  .savings-panel {
    padding:56px 20px;
    gap:32px
  }
  .savings-panel h2 {
    max-width:520px;
    font-size:38px;
    letter-spacing:-1.2px
  }
  .press-logos {
    gap:27px
  }
  .steps-grid {
    grid-template-columns:1fr
  }
  .step-card {
    aspect-ratio:auto;
    height:480px;
    padding-bottom:32px
  }
  .step-card h2 {
    font-size:30px
  }
  .step-card>img {
    height:100%;
    width:100%;
    object-fit:cover
  }
  .feature {
    --feature-height:580px;
    padding:38px 28px 0;
    align-items:flex-start;
    flex-direction:column
  }
  .feature-copy {
    width:100%;
    max-width:440px
  }
  .feature-copy h2 {
    font-size:35px;
    max-width:370px;
    letter-spacing:-1.15px
  }
  .feature-copy p {
    font-size:14px;
    line-height:1.7;
    max-width:440px;
    margin-top:16px
  }
  .feature-copy .button {
    margin-top:22px
  }
  .feature-art {
    max-width:none;
    height:310px;
    width:340px;
    right:-12px
  }
  .advice-feature {
    justify-content:flex-start
  }
  .advice-feature::after {
    background:linear-gradient(180deg,#0A1740C7,#0A174099)
  }
  .advice-video {
    object-position:15% center
  }
  .advice-art {
    left:0;
    height:295px;
    width:330px
  }
  .protection-grid {
    grid-template-columns:1fr
  }
  .protection-grid>.protection-copy {
    height:auto;
    min-height:370px;
    padding:42px 28px
  }
  .protection-copy .feature-copy {
    width:100%;
    max-width:460px
  }
  .protection-copy h2 {
    max-width:350px
  }
  .protection-copy p {
    max-width:440px
  }
  .protection-grid>.protection-art {
    height:440px
  }
  .protection-art img {
    width:auto;
    max-width:100%;
    height:100%
  }
  .faq-wrap {
    padding-top:140px
  }
  .faq-panel {
    padding:70px 28px 90px;
    min-height:1000px;
    border-radius:24px
  }
  .faq-panel>h2 {
    font-size:35px;
    max-width:330px;
    letter-spacing:-1px
  }
  .faq-list {
    max-width:100%;
    margin-top:30px;
    gap:16px
  }
  .faq-list details {
    border-radius:20px
  }
  .faq-list summary {
    padding:25px;
    min-height:96px;
    font-size:16px;
    gap:16px
  }
  .faq-answer {
    padding:0 25px 25px;
    font-size:14px
  }
  .faq-cloud-one {
    left:-30px;
    top:9%;
    transform:scale(.7)
  }
  .faq-cloud-two {
    right:-25px;
    top:58%;
    transform:scale(.7)
  }
  .faq-cloud-three {
    left:5%;
    bottom:6%;
    transform:scale(.8)
  }
  .site-footer {
    padding-top:16px
  }
  .footer-inner {
    padding:28px 28px 0
  }
  .footer-main {
    flex-direction:column;
    gap:36px
  }
  .footer-nav {
    width:100%;
    grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);
    gap:24px;
    padding-top:0
  }
  .footer-bottom {
    margin-top:28px
  }
  .page-dialog {
    padding:35px 28px
  }
}

@media(max-width:479px) {
  :root {
    --gutter:14px
  }
  .site-header {
    width:86%;
    margin:10px auto;
    min-height:76px;
    padding-inline:10px
  }
  .wordmark {
    gap:5px
  }
  .wordmark span {
    font-size:29px;
    letter-spacing:-1.8px
  }
  .wordmark img {
    width:26px;
    height:26px
  }
  .nav-button {
    min-width:120px
  }
  .hero-panel {
    padding-top:42px
  }
  .hero-copy {
    padding-inline:16px;
    gap:12px
  }
  .trust-pill {
    font-size:11px;
    letter-spacing:-.2px;
    height:36px;
    padding:5px 14px 5px 5px;
    gap:7px
  }
  .avatars img {
    width:25px;
    height:25px
  }
  .hero h1 {
    font-size:35px;
    max-width:260px;
    line-height:1.1;
    letter-spacing:-1.3px;
    margin-top:18px;
    margin-bottom:10px
  }
  .hero-copy>p {
    font-size:15px;
    line-height:24px;
    max-width:340px
  }
  .hero-layout {
    --hero-content-inset:18px;
    gap:0;
    padding:0
  }
  .hero-overlay {
    width:auto;
    margin:-20px var(--hero-content-inset) 0
  }
  .hero .hero-copy {
    top:18px;
    left:var(--hero-content-inset)
  }
  .hero .hero-copy h1 {
    font-size:clamp(21px,6vw,28px)
  }
  .hero-scene {
    border-radius:18px
  }
  .waitlist-panel {
    padding:28px 22px;
    border-radius:22px
  }
  .waitlist-panel h2 {
    font-size:25px
  }
  .waitlist-actions {
    gap:10px
  }
  .waitlist-next {
    padding-inline:20px
  }
  .hero-boat {
    width:132px;
    left:-12px;
    bottom:-4px
  }
  .hero-buoy {
    width:42px;
    right:1%;
    bottom:6px
  }
  .ocean {
    height:17%
  }
  .hero-cloud-one {
    top:20%;
    left:-45px;
    transform:scale(.85)
  }
  .hero-cloud-two {
    top:79%;
    right:25%;
    transform:scale(.45)
  }
  .hero-cloud-three {
    display:none
  }
  .savings-panel {
    padding:49px 20px;
    gap:28px
  }
  .savings-panel h2 {
    font-size:35px;
    line-height:1.1;
    letter-spacing:-1.4px
  }
  .press-logos {
    gap:23px
  }
  .press-tc {
    font-size:25px
  }
  .press-insider {
    font-size:7px;
    letter-spacing:1.5px
  }
  .press-forbes {
    font-size:24px
  }
  .press-inc {
    font-size:26px
  }
  .steps-grid,.protection-grid {
    gap:14px
  }
  .step-card {
    height:320px;
    padding-bottom:24px
  }
  .step-card h2 {
    font-size:24.5px;
    line-height:1.2;
    letter-spacing:-.7px
  }
  .feature {
    --feature-height:500px;
    padding:30px 21px 0
  }
  .feature-copy h2 {
    font-size:35px;
    line-height:1.2;
    letter-spacing:-1.3px;
    max-width:320px
  }
  .feature-copy p {
    font-size:15px;
    line-height:1.65;
    margin-top:15px
  }
  .feature-copy .button {
    margin-top:22px;
    font-size:13px;
    padding-inline:25px
  }
  .feature-art {
    height:235px;
    width:255px;
    right:-24px;
    bottom:-16px
  }
  .advice-art {
    height:210px;
    left:-4px;
    bottom:-9px
  }
  .advice-feature .feature-copy h2 {
    max-width:300px
  }
  .advice-feature .feature-copy p {
    max-width:315px
  }
  .protection-grid>.protection-copy {
    padding:42px 28px;
    min-height:412px
  }
  .protection-copy h2 {
    max-width:270px
  }
  .protection-copy .feature-copy p {
    font-size:15px
  }
  .protection-grid>.protection-art {
    height:320px
  }
  .faq-wrap {
    padding-top:150px
  }
  .faq-panel {
    padding:74px 20px 100px;
    min-height:970px
  }
  .eyebrow {
    padding:7px 18px;
    font-size:12px;
    margin-bottom:25px
  }
  .faq-panel>h2 {
    max-width:260px;
    font-size:35px;
    line-height:1.2
  }
  .faq-list {
    margin-top:30px;
    gap:14px
  }
  .faq-list summary {
    font-size:14px;
    padding:23px 20px;
    min-height:92px;
    gap:18px
  }
  .faq-answer {
    padding:0 20px 25px
  }
  .footer-inner {
    padding-inline:21px
  }
  .footer-bottom {
    flex-direction:column;
    gap:8px
  }
  .footer-wordmark span {
    font-size:35px
  }
  .footer-wordmark img {
    width:32px;
    height:32px
  }
}

.faq-wrap {
  padding-top:0
}

@media(prefers-reduced-motion:reduce) {
  html {
    scroll-behavior:auto
  }
  *,*::before,*::after {
    animation:none!important;
    transition:none!important
  }
}


/* JS enhances visible content; without it all sections remain readable.
   Individual translate preserves button hover/press transforms. */
.scroll-reveal {
  translate:0 var(--scroll-y,0px);
  opacity:var(--scroll-opacity,1);
}
.scroll-reveal.is-scroll-moving { will-change:translate,opacity; }
@media(prefers-reduced-motion:reduce),print {
  .scroll-reveal {
    translate:none!important;
    opacity:1!important;
    will-change:auto!important;
  }
}

/* Brand typography, retaining the reference page's section layout. */
h1,h2,h3,.wordmark span { font-family:var(--font-heading); }
h1,.wordmark span { font-weight:800; }
h2,h3 { font-weight:700; }
.button,.faq-list summary,.trust-pill,.footer-nav h2 { font-family:var(--font-body); }
.button:active { background:#002E87; }
.button-white:active { background:#EAF0FF; }
.hero h1 { letter-spacing:-.04em; }
.feature-copy h2,.savings-panel h2,.faq-panel>h2 { letter-spacing:-.035em; }
.protection-copy p { color:#FFFFFF; }

/* Official OCTO lockup: retain its native proportions and clear space. */
.wordmark>img { width:150px; height:auto; max-width:none; }
.footer-wordmark>img { width:160px; height:auto; }
.study-category { font-family:var(--font-heading); font-size:21px; font-weight:700; letter-spacing:-.04em; }
@media(max-width:767px) {
  .study-category { font-size:17px; }
}
@media(max-width:479px) {
  .site-header { width:calc(100% - var(--gutter) * 2); gap:12px; }
  .site-header .wordmark>img { width:clamp(100px,30vw,120px); height:auto; }
  .header-actions { gap:8px; }
  .site-header .nav-button { min-width:72px; min-height:44px; padding:11px 12px; font-size:12px; }
  .press-logos { gap:18px; flex-wrap:wrap; }
  .study-category { font-size:15px; }
}

/* Keep section navigation within reach on tablets and phones. */
@media(max-width:1240px) {
  .site-header { flex-wrap:wrap; }
  .section-nav { order:3; flex-basis:100%; flex-wrap:wrap; }
  .site-header.nav-ready { flex-wrap:nowrap; }
  .nav-ready .nav-toggle { display:flex; margin-left:auto; }
  .nav-ready .section-nav {
    display:none;
    position:absolute;
    top:calc(100% + 10px);
    left:0;
    right:0;
    padding:12px;
    max-height:calc(100dvh - 126px);
    overflow-y:auto;
    border:1px solid var(--octo-border);
    border-radius:24px;
    background:linear-gradient(135deg,rgb(255 255 255 / .96),rgb(238 245 255 / .93));
    backdrop-filter:blur(18px) saturate(1.3);
    -webkit-backdrop-filter:blur(18px) saturate(1.3);
    box-shadow:inset 0 1px 0 #fff,0 12px 32px rgb(10 23 64 / .12)
  }
  .nav-ready.nav-open .section-nav { display:grid; justify-content:stretch; gap:4px; }
  .nav-lens { display:none; }
  .section-nav { background:transparent; box-shadow:none; }
  .section-nav a { min-height:48px; padding:12px 16px; font-size:16px; color:var(--navy); text-shadow:none; border-radius:16px; }
  .section-nav a:focus-visible,.section-nav a[aria-current] { color:var(--blue); background:#D6E4FF; }
  .header-actions .language-control { display:none; }
  .mobile-language-control {
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:16px;
    margin-top:8px;
    padding:12px 16px 0;
    border-top:1px solid var(--octo-border);
    color:var(--navy);
    font-size:14px;
    font-weight:700
  }
  .mobile-language-control select { max-width:60%; }
}

@media(max-width:479px) {
  .site-header { gap:8px; }
  .site-header .wordmark>img { width:clamp(80px,25vw,112px); }
}

/* On phones, keep the message readable without covering OCTO or the form. */
@media(max-width:600px) {
  .hero-layout { grid-template-areas:"scene" "speech" "signup"; }
  .hero-speech {
    position:relative;
    grid-area:speech;
    justify-self:end;
    top:auto;
    left:auto;
    right:auto;
    width:min(300px,calc(100% - 36px));
    margin:14px 18px 0;
    padding:16px 18px;
    font-size:14px
  }
  .hero-speech::after {
    top:-10px;
    right:32%;
    bottom:auto;
    left:auto;
    border-top:1px solid var(--octo-border);
    border-bottom:0
  }
  .hero-overlay { margin:16px var(--hero-content-inset) 0; }
}

@media(prefers-contrast:more) {
  .site-header,.nav-ready .section-nav { background:#fff; backdrop-filter:none; }
  .section-nav a { color:var(--navy); text-shadow:none; }
  .section-nav { background:var(--sky); }
  .nav-lens { display:none; }
  .section-nav a[aria-current] { outline:2px solid var(--blue); outline-offset:-2px; }
}